Terms of Use

Splendo · last updated 21 October 2026

The Splendo iOS app is licensed to you under Apple's standard Licensed Application End User License Agreement. This page does not replace it; it says in plain words what the service is, so nobody has to guess.

What Splendo is

• A shared record of a group's expenses and of who owes whom.
• Splendo never moves money. It does not hold, send or receive payments. Paying each other back happens outside the app, in whatever way you choose, and you mark it as settled here.
• The numbers come from what the group's members enter. Splendo does the arithmetic; it cannot know whether an expense really happened.

Your part

• Enter only what you are entitled to share with the group: names, amounts, receipt photos and payment details.
• Do not use Splendo to bother anybody. Adding someone by their email address puts the group in front of them; if that is not welcome, they can leave the group, and anyone can write to us about it.

Your data

The privacy policy lists everything the app stores and everyone who processes it. You can delete your account from the app's Settings at any time; the policy explains what stays in the groups and why.

Price

Splendo is free to download and use.

Changes and contact

If this page changes, the date at the top changes with it. Questions: info@splendo.app.